Sammy Kar: You are greater off asking for your group, what greater option to discover a risk-free adviser than via a referral; ensure you discover one with right credentials like a CFP who must train alongside the code of ethics required for his or her certification.
Jacinta Moitoso: What she needs is to learn to budget and I would say based on one and possibly two bankruptcies, she may not practice what is painful which is self discipline. http://financialplan.about.com/od/creditanddebt/a/... is a starter site. http://financialplan.about.com/od/personalfinanceb... is a good site to see what her goals should be.Here is what she is going to have to do to get it under control:http://financialplan.about.com/od/creditcarddebt/a...and there are a zillion other sites. But, leading the horse to the well and getting it to drink are two different matters!...Show more
Teodoro Lamond: The first step is always to set up a working WEEKLY SPENDING PLAN. I wrote about th! at subject on my own personal finance blog here:http://money.kevingunn.org/index.php?/archives/5-T...Check it out, but especially check the links to other blogs there in the right-hand column. Frugal Babe is a good choice for the person you describe and has even more links to other folks getting their financial lives in order. MOST personal finance blogs will link to other blogs as well, so just leap from one to the next until you find a few with the right style.Meanwhile, don't short-change the public library. For someone just getting started with personal finance, check out books by Suze Orman. On the radio or via podcast, check out Dave Ramsey ( http://daveramsey.com ) who offers great no-nonsense advice about getting on the straight-and-narrow with regards to money.Good luck to your friend!...Show more
Blair Abdi: i like bankrate.com - they have a low-key approach to PF. Its written by a bunch of former reporters, so its pretty readable. they cover debt, deb! t management and budgeting pretty well..
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